Make sure you check your credit report for these 10 things.
At least once per year you should take advantage of your free credit report. Because many things on your report affect your credit score, it is important to know what to look for to ensure your score isn’t dragged down by dated or inaccurate information.
It is important you check all personal and public information on your credit report. This can range from your date of birth, to your name, address, and even job information. Everything matters and even a small error or misspelling can result in a lower credit score, which can end up costing you hundreds of dollars in higher interest rates.
Some things affect your score more than others, but it is still crucial that you examine your report periodically. It is also important to dispute any incorrect information, and make sure it is corrected. Here are 10 things you need to check in your credit report.