Read this before filing your claim.
Filing a house insurance claim? Before you do, there are a few things you need to know. Not only about the process, but also what it might do to your policy coverage level, rates, and ability to keep your coverage with a particular insurer. Not everything is worth filing; so, make sure you know what you are doing, prior to jumping in and calling your insurer.
With house insurance claims, you must understand what insurers look at. It is not as easy as a fire occurred, or something fell from the neighbor’s window which broke something in the home. In fact, there is quite a bit of detail that goes into the process, and they will review everything, prior to paying out on any claim made by the homeowner.
When you are considering filing a house insurance claim for any type of damage, make sure you know first and foremost what your insurance covers. From there, consider these additional factors to ensure you will not regret making the claim, and to ensure that filing is in your best interest.